Termite Damage and Home Sales in Sacramento

Sacramento sits in one of the most termite-active regions in California. The combination of warm summers, mild winters, and aging housing stock makes the Sacramento Valley a prime environment for both subterranean and drywood termites.

Sacramento's Termite Problem

Subterranean termites build colonies underground and enter homes through the foundation. They're responsible for the majority of termite damage in Sacramento County.

Drywood termites live inside the wood they eat. Less common but found in older Sacramento homes in Land Park, East Sacramento, and Curtis Park.

The Section 1 / Section 2 Report

Section 1: Active infestations requiring immediate treatment. Lenders typically require Section 1 items cleared before funding.

Section 2: Conditions that could lead to infestation if not corrected. Not typically required to be cleared.

Treatment Costs

• Liquid soil treatment: $600–$2,500
• Whole-structure fumigation: $1,500–$4,000
• Local/spot treatment: $200–$1,000

Structural Damage Repair Costs

Damage	Cost
Damaged floor joists	$2,000–$8,000
Damaged subfloor	$1,500–$6,000
Damaged wall framing	$3,000–$15,000+
Damaged roof framing	$5,000–$25,000+

Selling Options

1. Treat and repair, list at full price — get a clearance letter
2. Disclose and offer a credit — buyer handles repairs
3. Price to reflect condition, sell as-is — attracts investors
4. Sell directly to cash buyer — no lender requirements

A Note from Community Renaissance

We buy Sacramento homes as-is — including properties with active termite issues and structural damage. We handle the treatment and repairs ourselves after close.

Get a no-obligation cash offer.

Frequently Asked Questions

Can I sell without a termite inspection?

Yes. No California law requires sellers to provide one. But you must disclose known infestations.

Does homeowner insurance cover termite damage?

Generally no. It's considered a maintenance issue, not a covered event.